Today, credit cards are the common form of pay for purchases, especially online shopping. It is the most convenient from around the world has moved away from making cash purchases. The use of these cards is also very convenient. But what is the effect of this on your personal finances? Is it beneficial or detrimental? Many people say they are mainly beneficial, because they are easy to use. However, there are some people who say they are very harmful to personal finance, plus since they cause financial chaos and even when a purchase is made without careful planning. So what is the actual result?
Credit cards are good for your personal finances, if used correctly. What is the meaning of the used properly? This means that you only use them in your emergency. Emergencies do not come every day, so that expenditures in this category should be rare. In addition to good control of the budget personal finances, use credit cards only when you can match revenues and expenses. Otherwise, do not use the card if there are no funds to pay for it. Never use your credit card financing to buy on impulse. If not in the list of things to buy, then do not.
When applying for credit cards, choose a card that has many features and affiliations. They have a universal usage and low interest rates are the best choice for your personal finances. Identify and read all the details of the card. Identify and record all purchases. Note the time and billing fees. Make reminders to yourself to payment schedules in order to not lose any pay and avoid fines and surcharges. Another way to maximize the use of credit cards is to take note of promotions and discounts. When used special sales of the cards being offered, take advantage of all discounts and offers to purchase.
It is true that credit cards can ruin your personal finances, especially when used irresponsibly. The irresponsible use, including impulse buying, unnecessary purchases, and hoarding. In order for sound personal finance, credit cards should be used carefully. Before making any purchase, always consult your foot the balance not to go overboard. After discovering that he can still make a purchase, determine if you really need what you want to buy. In this way you know if you really want to make that purchase. The practice and application of these procedures have their personal finances well managed.
http://njsql.org/user/Profile.aspx?UserID=24880
http://community.mtvbase.com/profile/jaimen974/AboutMe.aspx
http://www.southwestvasectomyreversal.com/forum/member/268914/
http://aulas.ciberesfera.com/user/profile.php?id=5015
http://board.freedomainradio.com/members/jaimen974/default.aspx
http://www.glowfoto.com/users6/mysson863/albums.php
http://www.pawplace.com/members/mysson863/default.aspx
http://www.gaddiposh.com/user.php?login=mysson&view=history
http://www.glowfoto.com/users6/rodney749/albums.php
http://aulas.ciberesfera.com/user/profile.php?id=5013
http://www.dropshippingportal.com/user_detail.php?u=jaimen974
http://njsql.org/user/Profile.aspx?UserID=24916
http://techcelerate.org/user/rodney749
http://www.dropshippingportal.com/user_detail.php?u=mysson863
http://www.forumptpodcast.duartevelezgrilo.eu/profile.php?id=3129
http://forum.geeksphone.com/index.php?action=profile;u=10170
http://nashvillecountryclub.com/Members/index.php?action=profile;u=2791
http://www.gimp.org.es/userinfo.php?uid=27324
http://www.lotrradio.com/userinfo.php?uid=1962
http://www.fashionindustryguide.info/user_detail.php?u=rodney749
http://www.blurtit.com/u/1338274
http://isae.ac.rw/forum/member.php?action=profile&uid=5284
http://community.mtvbase.com/profile/mysson863/AboutMe.aspx
http://forum.geeksphone.com/index.php?action=profile;u=10153
http://www.pimpmyride.com/profile/jaimen974/AboutMe.aspx
http://shiapal.com/jaimen974/
http://techcelerate.org/user/jaimen974
http://shiapal.com/rodney749/
http://www.pimpmyride.com/profile/rodney749/AboutMe.aspx
http://www.musique-annuaire.com/user_detail.php?u=rodney749
http://www.lotrradio.com/userinfo.php?uid=1968
http://www.pawplace.com/members/rodney749/default.aspx
http://digg.com/users/jaimen974
http://shalomjerusalem.com/punbb/profile.php?id=576
http://towncommons.twit.tv/member.php?action=profile&uid=11261
http://www.lotrradio.com/userinfo.php?uid=1971
http://destacaweb.com/moodle/user/view.php?id=944&course=1
http://www.viktordorfler.com/blog/index.php?userid=1129
http://www.southwestvasectomyreversal.com/forum/member/268634/
http://www.acnem.org/userinfo.php?uid=2080
http://destacaweb.com/moodle/user/view.php?id=947&course=1
http://fodastudio.com/index.php/member/10650/
http://vesta-bg.eu/forum/profile.php?id=5648
http://www.fashionindustryguide.info/user_detail.php?u=jaimen974
http://www.musique-annuaire.com/user_detail.php?u=mysson863
http://vesta-bg.eu/forum/profile.php?id=5654
http://community.mtviggy.com/profile/rodney749/AboutMe.aspx
http://artsinorange.org/user.php?op=userinfo&uname=mysson863
http://www.seriouseats.com/user/profile/jaimen974
http://digg.com/mysson863/diggs
http://www.acnem.org/userinfo.php?uid=2075
http://vesta-bg.eu/forum/profile.php?id=5650
http://www.blurtit.com/u/1338413
http://www.gaddiposh.com/user.php?login=jaimen974&view=history
http://forums.hostsearch.com/member.php?50775-jaimen974
http://fodastudio.com/index.php/member/10693/
http://board.freedomainradio.com/members/rodney749/default.aspx
http://www.pawplace.com/members/jaimen974/default.aspx
http://shalomjerusalem.com/punbb/profile.php?id=575
http://www.acnem.org/userinfo.php?uid=2079
http://community.mtvbase.com/profile/rodney749/AboutMe.aspx
http://fodastudio.com/index.php/member/10663/
http://www.thehighcalling.org/users/mysson863
http://forum.geeksphone.com/index.php?action=profile;u=10145
http://shiapal.com/mysson863/
http://aulas.ciberesfera.com/user/profile.php?id=5014
http://www.fishntales.com/forum/index.php?action=profile;u=2633
http://community.subterraneanblog.com/profile/mysson863/AboutMe.aspx
http://artsinorange.org/user.php?op=userinfo&uname=jaimen974
http://isae.ac.rw/forum/member.php?action=profile&uid=5231
http://community.mtviggy.com/profile/mysson863/AboutMe.aspx
http://tamsta.lt/forumas/member.php?action=profile&uid=12436
http://articles.topaix.com/member/rodney749
http://articles.topaix.com/member/jaimen974
http://www.viktordorfler.com/blog/index.php?userid=1131
http://www.dropshippingportal.com/user_detail.php?u=rodney749
http://njsql.org/user/Profile.aspx?UserID=24890
http://community.subterraneanblog.com/profile/rodney749/AboutMe.aspx
http://tamsta.lt/forumas/member.php?action=profile&uid=12426
http://destacaweb.com/moodle/user/view.php?id=945&course=1
http://www.forumptpodcast.duartevelezgrilo.eu/profile.php?id=3114
http://www.thehighcalling.org/users/rodney749
http://forums.hostsearch.com/member.php?50824-rodney749
http://www.fashionindustryguide.info/user_detail.php?u=mysson863
http://board.freedomainradio.com/members/mysson863/default.aspx
http://nashvillecountryclub.com/Members/index.php?action=profile;u=2788
http://www.gimp.org.es/userinfo.php?uid=27310
http://forums.hostsearch.com/member.php?50755-mysson863
http://towncommons.twit.tv/member.php?action=profile&uid=11237
http://www.musique-annuaire.com/user_detail.php?u=jaimen974
http://www.southwestvasectomyreversal.com/forum/member/269751/
http://www.viktordorfler.com/blog/index.php?userid=1130
http://tamsta.lt/forumas/member.php?action=profile&uid=12382
http://www.glowfoto.com/users6/jaimen974/albums.php
http://www.thehighcalling.org/users/jaimen974
http://isae.ac.rw/forum/member.php?action=profile&uid=5220
http://shalomjerusalem.com/punbb/profile.php?id=578
http://www.gimp.org.es/userinfo.php?uid=27306
http://www.forumptpodcast.duartevelezgrilo.eu/profile.php?id=3112
http://nashvillecountryclub.com/Members/index.php?action=profile;u=2787
http://www.conrehabit.org/user.php?op=userinfo&uname=rodney749
http://www.conrehabit.org/user.php?op=userinfo&uname=mysson863
http://community.mtviggy.com/profile/jaimen974/AboutMe.aspx
http://techcelerate.org/user/mysson863
http://www.seriouseats.com/user/profile/rodney749
http://www.conrehabit.org/user.php?op=userinfo&uname=jaimen974
http://artsinorange.org/user.php?op=userinfo&uname=rodney749
http://www.pimpmyride.com/profile/mysson863/AboutMe.aspx
http://www.chaamp.com/user/history/jaimen974/submit
http://www.gaddiposh.com/user.php?login=rodney&view=history
http://digg.com/users/rodney749
http://articles.topaix.com/member/mysson863
http://www.fishntales.com/forum/index.php?action=profile;u=2635
http://community.subterraneanblog.com/profile/jaimen974/AboutMe.aspx
http://towncommons.twit.tv/member.php?action=profile&uid=11267
http://www.chaamp.com/user/history/mysson863/submit
http://www.blurtit.com/u/1338667
http://www.seriouseats.com/user/profile/mysson863
http://www.fishntales.com/forum/index.php?action=profile;u=2634
Pipes in Unix Based Operating Systems
13 years ago